Leasing Advantages

  • Conserve Capital
    Leasing equipment allows a company to purchase the equipment and technology it needs today while conserving its working capital for use in other investment and business opportunities. Always Remember your Cash is King.

  • Bolster Financial Statements
    Since a lease is not considered a long-term debt or liability, it is not regarded as a debt on your financial statement, which bolsters the financial strength of your company.

  • No Down Payment
    Unlike conventional bank loans which usually requires a down payment of 20% or more, leases typically only require a small security deposit or advance payment.

  • Tax Advantage
    A lease payment is made with pre-tax dollars. A cash purchase is made with after tax dollars. Since the IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense, you can deduct the lease payments from your corporate income.

    Please check with your accountant and/or tax preparer about your specific situation.

  • Avoid Equipment Obsolescence

    Leasing allows a company to use modern day equipment without assuming the risks of equipment obsolescence. With a lease, your risk of getting caught with obsolete technology is lower because you can build upgrades and add-ons into the lease.

  • Competitive Fixed Lease Rates
    Unlike bank loans and credit cards that float and change with the market, leasing offers a competitive fixed rate.

  • Quick and Convenient
    Equipment leasing with JB II Funding is quick and convenient. Our documentation requirements are minimal and turnaround time is extremely fast.

  • 100% Financing

    Lease/Financing will cover such costs as training, shipping, installation & taxes. Instead of a large capital outlay, these costs are spread over the term of the lease.

  • Preserve Your Credit Lines
    Your existing lines of credit and borrowing availability are left untouched, ready to use for operational and short term financing needs.