Programs & Services Our Programs

Application Only Program

No Financial Statements or Tax Returns Required up to $150,000.00.

Our "Application Only Program" remains our most popular program. If your business needs new or used equipment, new or used titled vehicles or software/licensing within a price range of $2,500 to $150,000.00, at a competitive fixed rate, then this program will be just right for you.

Highlights of the "Application Only Program
Fees
Terms
Suppliers
Amounts Leased
Residual Options
Open End Leases
Collateral
Rates
Funding
Account Benefits
Cash Requirements


Highlights of the "Application Only Program:

Credit Amount: $2,500.00 to $150,000.00

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Fees:
No Application Fee, No Documentation Fee, No Annual Fee

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Terms:
12, 24, 30, 36, 39, 42, 48, 60 & 72 Monthly Terms are available.
  • Up to 60 months on Software and any used equipment
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Suppliers/Vendor:
We can finance the equipment you purchase from Vendors, Dealers,
Private Party Sales, Auctions, Businesses Liquidating their assets, etc.

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Amounts Leased:
110% of the equipment cost can be leased or financed.
  • You can include such soft costs as freight, training, installation, sales tax, shipping, delivery, etc.
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Residual Options:
Any one of the following Residual Options can be applied under this program.
  • Operating Lease - True Lease with a Fair Market Value (FMV) residual.
  • Capital Lease - $1.00 buyout or 10% put
  • Equipment Finance Agreement - No buyout, Also known as a Term Loan
  • Trac Lease - True Lease with a 15, 20, 25 or 30% residual option at the end.
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Open End Leases containing a Terminal Rental Adjustment Clause are known as a TRAC Leases. TRAC Leases are limited to motor vehicles and trailers.

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Collateral:
Only the equipment, vehicle or software you are financing or leasing.
  • Any new or used equipment (no age restriction)
  • Any new or used title vehicles or trailers (no age restrictions)
  • 100% software and licensing is acceptable.
  • This program requires No additional collateral and we WILL NOT file a Blanket lien
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Rates:
The lease & finance rates are fixed throughout the life of the contract.
  • Rates are determined each time you make a purchase.
  • Our rates are extremely competitive and are based upon the following factors. (Link here to how we make our credit decisions).
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Funding:
An official bank check or cashiers check will be sent via a complimentary FEDERAL EXPRESS to your vendor. A wire transfer is also available free of charge if you prefer same day funding.

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Account Benefits:
2-4 Hour Turnaround time for approvals and a 1-2 day timing for funding.

  • Have 3 months available to use the funds
  • Can be used for purchases made up to 3 months prior (Sale Leaseback)
  • Can also be used for as many purchases as your available credit allows
  • Multiple Vendors okay
  • No appraisals needed
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Cash Requirements:
Our typical finance or lease require little to nothing down.

  • 99% of our approved customers take advantage of our FLEXIBLE FINANCE PROGRAMS.

    Our "Application Only" Approvals can be utilized with any one of the following programs:
    • Flexible Finance Program
    • Master Lease Line of Credit Program
    • Capital Lease Program
    • Operating Lease Program
    • Trac Lease Program
    • Equipment Financing Agreements (Term Loans)
    • Equipment Refinancing
    • Working Capital Programs
      • Sale Leaseback Program
      • Prime Business Loan
      • Working Capital Line of Credit
      • Accounts Receivable Factoring

    • Wrap Lease Program
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Approval Process: Simply complete our one page credit application and fax back to 877-386-8688.

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